OUR COMMITMENT TO YOUR FINANCIAL PRIVACY

The Business Bank and its affiliates, United Financial Banking Companies, Inc., United Title, LLC, and The Business Bank Insurance Agency, Inc., place the highest priority on protecting the financial privacy of all our customers and former customers. Our goal is to provide the highest level of security in the collection and use of nonpublic personal information of all customers, including those who visit our website.

We share information which is necessary to provide our customers with the services they request. In this regard, we require all third parties to agree contractually with our strict standards for privacy policy. These third parties are not permitted to use our customer information for any purpose other than to provide the service requested by the customer. We also share information as permitted by law. We restrict access to personal information to those employees who need to know certain information in order to provide our customers with products and services they request. We also maintain physical, electronic and procedural safeguards that meet federal standards for the protection of nonpublic personal information.

PRIVACY OF FINANCIAL INFORMATION POLICY

“We”, “our”, and “us” refers to The Business Bank and its affiliates, United Financial Banking Companies, Inc., United Title, LLC, and The Business Bank Insurance Agency, Inc.

“You” and “your” refers to our customers who have a continuing relationship by purchasing or holding financial products or services such as a:

• Deposit Account
• Loan Account
• Safe Deposit Box
• Individual Retirement Account
• Mortgage Brokerage Services
• Real Estate Settlement Services

“Nonpublic personal information” means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term “information” to mean nonpublic personal information as defined in this section.

“An affiliate” is a company we own or control, a company that owns or controls us, or a company this is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

“A nonaffiliated third party” is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an “other party.”

THE INFORMATION WE COLLECT

We collect information about you from the following sources:

• Information you give us on applications or other forms
• Information about your transactions with us or our affiliates
• Information about your transactions with other parties
• Information from a consumer reporting agency
• Information we receive as a result of verifying customer information

INFORMATION WE DISCLOSE ABOUT YOU

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION

We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.

INFORMATION ABOUT FORMER CUSTOMERS

We do not disclose information about former customers, except as permitted by law.