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Personal Savings & Money Markets
Our savings options put your money to work for you. The Business Bank offers four options to help you with your savings needs — for today and in the future.


Savings Account
Whether you are saving for your child’s education, a major purchase, or even a rainy day, you receive a competitive interest rate coupled with the security of knowing that your deposits are FDIC insured. Your savings will be there when you need them. And we make it easy for you to save — use direct deposit, automatic online transfers, ATM deposits, or visit any of our branches.

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Money Market Accounts
Earn the most competitive rates with this interest-bearing account while maintaining easy access to your money with The Business Bank’s Money Market Account. You can make up to six transfers or withdrawals per month, three of which may be by check. You can also make unlimited withdrawals in person or by visiting one of our branch offices

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Certificate of Deposit
Whether you are looking for a short-term secured investment or long-term saving for the future, The Business Bank offers a range of certificates with terms from one month to five years to accommodate your individual needs. We can also issue custom CDs to match your investment and tax needs.

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Individual Retirement Account Certificates of Deposit
The Business Bank's Retirement Certificates of Deposit, available with terms from one month to five years, are an excellent savings tool for your future. These Retirement CDs can be held short or long-term and can provide flexibility in planning and timing of your retirement investment.

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Individual Retirement Accounts
The Business Bank offers individual retirement accounts. These accounts allow individuals to make retirement investments beyond employer-offered IRAs. And self-employed individuals can start their own retirement savings. These accounts are a sound investment and are insured separately by the FDIC up to $250,000.

Choose from a variety of retirement account options including:
  • Traditional IRA
  • Roth IRA
  • Additional options for self-employed individuals
Contact your branch to learn more about Individual Retirement Accounts.

Calculators
FDIC Insurance Coverage Calculator:
Discover what your coverage is with the new FDIC-EDIE calculator. The Electronic Deposit Insurance Estimator (EDIE) is the FDIC’s easy-to-use tool that helps you find out if the money you have in deposit accounts at FDIC-insured banks is fully protected.

Savings Calculator:
Consistent investments over a number of years can be an effective strategy to accumulate wealth. This calculator demonstrates how to put this savings strategy to work for you!

Savings Goal Calculator:
What will it take to help reach your savings goals? Enter in your savings plan and view graphically your financial results. Click the report button to get more information about your plan, and what you can do to make sure that it is on track.