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Business Lending
Whether you need a loan to expand your business or need a line of credit to meet payroll, The Business Bank works directly with you to find the right solutions for your borrowing and capitalization needs. We make our loan decisions locally and individually by our bank lending team that knows you and your business — not based on a formula.
Whether you need capital to increase inventory, deal with seasonal cash flows, or to take advantage of unexpected opportunities, our closed-end and revolving credit programs can be tailored to meet your needs.
Our term loans provide funds for the purchase of equipment, vehicles or other fixed assets. These loans are secured by the assets you purchase and are priced competitively at either fixed or variable interest rates.
The Business Bank provides loans for the purchase or refinancing of owner-occupied or investment commercial real estate. We offer a number of financing options including fully amortized loans and terms up to twenty-five years.
If you're planning to build a new office or facility, or renovate or remodel your existing space, turn to The Business Bank for your construction loan. When your construction is completed, we can convert your loan to a long-term amortizing loan.
To assist your company in conducting business with new parties, The Business Bank can provide you with a Letter of Credit. We offer Commercial Letters of Credit to facilitate trading activity and Standby Letters of Credit to assure parties that your business will meet its contractual obligations or to meet the requirements of local, state and federal governments. The Business Bank is one of a few banks that is still able to issue letters of credits.
The Business Bank offers lines of credit to finance your company's accounts receivable. Our experienced relationship managers can help you determine your interim capital requirements, and structure a loan program to meet your business needs.
SBA loans are an excellent solution for growing businesses. SBA loans feature longer repayment terms, lower down payment requirements and flexible underwriting. If your plans are for business acquisition or expansion, or an increase in working capital, our experienced Business Bank lenders can work with you to determine the best SBA loan program option for you.
The Business Bank offers an extensive array of mortgage options. We will work with you to determine the best choice for you. And because we know you and your business, we can process your loan request quickly and efficiently.
The Business Bank offers efficient and convenient real estate settlement, title insurance and lien coverage through United Title LLC. With our industry experience, The Business Bank can anticipate potential problems and provide workable solutions together, we will ensure that your settlement goes smoothly and your ownership is protected. Learn more
Calculators
ARM vs. Fixed Rate Mortgage:
Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
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LINES OF CREDIT
